Smart payment infrastructure

Collect UPI payments in a single API call

Matrix Pay gives startups, merchants and developers instant UPI collection, real-time settlement signals and a REST API you can ship in an afternoon.

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< 5 min: Integration time
99.99%: Uptime
0 setup: Onboarding fee

create-order.sh

curl -X POST https://api.matrixpay.app/v1/orders \
  -H "X-API-Key: mp_live_..." \
  -H "X-API-Secret: sk_live_..." \
  -d '{
    "amount": "499.00",
    "order_id": "ORD-1042",
    "customer_name": "Ananya R",
    "callback_url": "https://shop.in/thanks"
  }'

{ "status": "created", "pay_url": "https://pay.matrixpay.app/MP_9X4Q" }

Platform

Everything a payments team needs

Instant UPI checkout

Dynamic QR pages that detect payment in real time and redirect your customer back automatically.

Payment links

Generate shareable links in seconds with expiry rules, reusable modes and per-order references.

Smart routing

Connect multiple collection accounts and cycle checkouts between them automatically.

Developer-first API

Create orders, check status and receive signed webhooks with clean REST endpoints.

Live analytics

Revenue, success rate and method mix updated as payments land.

Built-in sandbox

Simulate the entire flow before you go live, with no real money involved.

Pricing

Simple pricing that scales with you

No setup fees. No lock-in. Upgrade the moment you outgrow your plan.

Ready to accept your first payment?

Create a merchant account and generate a live payment link in under five minutes.

Create free account